December is behind us and Pay Day ahead of us. We all know how Janu-worries can creep up and cripple our pockets after the festive season. With the long-awaited season of Big Brother naija on the way, here are some tips on how to save so you can get yourself a new decoder or upgrade your current DStv package to ensure that you never miss the wahala in the BBNaija House.
1. CONSISTENT BUDGETING
It is important to take into account how much you earn in relation to what you want to spend on. Having a list of allocated funds for your different spending needs helps you gauge and control your spending and putting aside savings, will make sure you never end up on the broke side. Last but not least, not all FOR SALE signs are meant for you, stick to your budget and do not be easily swayed to buy what you do not need.
2. BE A CLEVER BUYER
Buy non-perishable goods such as cleaning products, toiletries and others in bulk.
3. EVERY PRICE IS NEGOTIABLE
Almost everything is sold a percentage more than its original price from the supplier. This means before you accept and pay the price given, you can make a counter offer as a customer and it is well within your right to buy somewhere else if the price is not pleasing to you.
4. CHECK FOR SALES
Always be on the look-out for upcoming sales, there is always a place that is running a sale and that is when you get products at ridiculously low prices. Just remember to check for faults and expiry dates.
5. COMPARE PRICES
Just because you see something you like in the first shop you enter does not mean that is where you will get the best price for it. Don’t be afraid to window shop a bit before you commit to paying. Some places charge more just because of where the shop is situated e.g. next to bus stops because there’s a great deal of human traffic daily.
6. KNOW WHAT YOU’RE GOING TO BUY AND WHAT IT COSTS BEFOREHAND
A shopping list and pre-window shopping are a great way to administer some level of personal shopping control. “I will see what I can get” is the beginning of a journey that leads to you coming home with things you do not need.
Buy things you need first!
After making sure you do not buy things you do not need, you now need to find out which things you actually need and separate them from those you want. Just because everyone is upgrading their phones or your favourite phone brand just released a new model does not mean you must also get a new phone now? I think let’s spell this normally to avoid coming across disrespectful. Also, don’t leave out the question mark. You can also use “abi?”. Be conscious of the difference between your needs and wants.
8. COOK MORE
Eating out is great but it is costly. Limiting the number of times you eat out and buying less take-away can lead to extra cash lying around for your disposal. Also, eating-in is great for family bonding, it is always good to have more family time.
9. TAKE LEFT OVERS TO WORK FOR LUNCH
Most work places have microwaves and if you take left overs to work you can warm it up and eat it, saving you time and money. No need to buy food or spend money on lunch, leading you to SAVE! SAVE! SAVE!
10. DRINK WATER
This option will not only help you save but it is also a healthy option. Water is free or more affordable and it doesn’t influence the taste of food in any way since it is tasteless. Wouldn’t you rather flush out the toxins instead of flushing your money down the drain ingesting things you do not really need?
So now you’re all set to SAVE up, subscribe and make sure you’re glued to DStv Channel 198 from the 28th of January until the 2018 winner of Big Brother naija is announced.